1. Address immediate safety
Move to a safe location when possible, call emergency services when needed, and follow medical advice. Do not delay urgent care to collect evidence.
2. Document the scene
Photograph vehicle positions, damage, roadway conditions, traffic controls, visible injuries, and identifying information. Obtain witness contacts and the responding agency’s report number.
3. Organize your records
Keep a timeline, medical records, bills, repair estimates, rental receipts, insurance letters, and wage-loss documentation in one secure location.
4. Communicate carefully
Provide accurate information, but avoid guessing about fault, injuries, speed, or distances. Review releases and broad medical authorizations carefully before signing.